Apply to borrow without a FICO score.

Join the Peer-to-peer lending revolution today. Personal & Student Loans starting at 3.10% APR

A better way to borrow

Traditional lending is broken. FICO scoring eliminates a large majority of the population from access to credit. The truth is, traditional lenders take large origination fees at the top and added pre-payment penalties at the bottom. With peer-to-peer lending you can save thousands on your loan. Credit Clique is here to fix the broken lending process by connecting borrowers to lenders in an open and transparent way at a low cost. We take the time to review each application because you deserve better.

BETTER RATES

Loans up to $250,000 USD

SECURE

FLEXIBLE PAYMENTS

SIMPLE FORMS

EACH APPLICATION RECEIVED BY A PERSON

Every application is viewed by a person not an automated response based on your FICO score.