Credit Clique is not an institutional lender. Cryptocurrency is not subject to regulation by the government of the United States of America or the European Union. Credit Clique is not a FINRA registered broker dealer. We are not a bank subject to SEC oversight. Credit Clique can best be described as a temporary information service provider. “cryptocurrency” refers to digital “blockchain” independently and autonomously valued bits. “Bits” can be described a unit of information expressed as either a 0 or 1 in binary notation. Cryptocurrencies are not declared as legal tender by any government. Virtual Currencies are declared illegal by the following governments Bangladesh, Bolivia, Ecuador & Kyrgyzstan. We do not provide service to countries that have classified virtual currencies as illegal.
Credit Clique does not guarantee the value of any of the cryptocurrencies lent. Credit Clique pegs the intrinsic value of lent currencies based on the daily valuation of the following exchanges Polinex, Bittrex, Coinone, and Bithumb.
Cryptocurrency is not considered as a legal tender we are essentially facilitating the lending nothing but a unit of possible intrinsic stored value. Cryptocurrency can best be described as bits or intervals of binary code that may or may not represent a stored value Thereof we are a temporary provider of an information service. Etherum and Ripple can be converted into Bitcoin or a variety of other Fiat Currencies such as USD, GBP, Euros, and Yen.
Conditions of Use
Welcome to Credit Clique! Credit Clique and its affiliates provide their services to you subject to the following conditions. If you visit or apply for a loan within this website, you accept these conditions. Please read them carefully.
Please review our Privacy Notice, which also governs your visit to our website, to understand our practices.
When you visit Credit Clique or send e-mails to us, you are communicating with us electronically. You consent to receive communications from us electronically. We will communicate with you by e-mail or by posting notices on this site. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.
All content included on this site, such as text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, and software, is the property of Credit Clique or its content suppliers and protected by international copyright laws. The compilation of all content on this site is the exclusive property of Credit Clique, with copyright authorship for this collection by Credit Clique, and protected by international copyright laws.
Credit Clique’s trademarks and property of any kind may not be used in connection with any product or service that is not Credit Clique’s, in any manner that is likely to cause confusion among customers, or in any manner that disparages or discredits Credit Clique. All other trademarks not owned by Credit Clique or its subsidiaries that appear on this site are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by Credit Clique or its subsidiaries.
LICENSE AND SITE ACCESS
Credit Clique grants you a limited license to access and make personal use of this site and not to download (other than page caching) or modify it, or any portion of it, except with express written consent of Credit Clique. This license does not include any resale or commercial use of this site or its contents: any collection and use of any product listings, descriptions, or prices: any derivative use of this site or its contents: any downloading or copying of account information for the benefit of another merchant: or any use of data mining, robots, or similar data gathering and extraction tools. This site or any portion of this site may not be reproduced, duplicated, copied, sold, resold, visited, or otherwise exploited for any commercial purpose without express written consent of Credit Clique. You may not frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, page layout, or form) of Credit Clique and our associates without express written consent. You may not use any meta tags or any other “hidden text” utilizing Credit Clique’s name or trademarks without the express written consent of Credit Clique. Any unauthorized use terminates the permission or license granted by Credit Clique. You are granted a limited, revocable, and nonexclusive right to create a hyperlink to the home page of Credit Clique so long as the link does not portray Credit Clique, its associates, or their products or services in a false, misleading, derogatory, or otherwise offensive matter. You may not use any Credit Clique logo or other proprietary graphic or trademark as part of the link without express written permission.
YOUR MEMBERSHIP ACCOUNT
If you use this site, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer, and you agree to accept responsibility for all activities that occur under your account or password. If you are under 18, you may NOT use our website. Credit Clique and its associates reserve the right to refuse service, terminate accounts, remove or edit content, or cancel any business dealings in their sole discretion.
RISK OF LOSS
Credit Clique is a peer to peer lending platform that goes beyond FICO scores. We use advanced metrics and proprietary risk algorithms that gives insight into the potential creditworthiness of a borrower. Credit Clique is exclusively internet based allowing us to streamline costs and inefficiencies and pass on that value on-to our users in the form of lower interest rates. We seek to not only loan to borrowers that will give us the most secure return, but borrowers who will use the investment to make the greatest impact. Every loan application is reviewed by an actual person, more than numbers we invest in people and ideas.
Credit Clique does not guarantee loans to any of its applicants. After paying the application fee, Credit Clique will review your application, and determine your eligibility for a loan based on their own personal criteria. If your application is rejected, you are solely responsible for any financial loss you might experience. You may be eligible for a fee refund of up 40% if we do not meet our funding quotas.
By visiting Credit Clique, you agree that the laws of the state of STATE, COUNTRY, without regard to principles of conflict of laws, will govern these Conditions of Use and any dispute of any sort that might arise between you and Credit Clique or its associates.
Any dispute relating in any way to your visit to Credit Clique or to loans you may receive through Credit Clique shall be submitted to confidential arbitration in STATE, COUNTRY, except that, to the extent you have in any manner violated or threatened to violate Credit Clique intellectual property rights, Credit Clique may seek injunctive or other appropriate relief in any state or federal court in the state of STATE, COUNTRY, and you consent to exclusive jurisdiction and venue in such courts. Arbitration under this agreement shall be conducted under the rules then prevailing of the American Arbitration Association. The arbitrators award shall be binding and may be entered as a judgment in any court of competent jurisdiction. To the fullest extent permitted by applicable law, no arbitration under this Agreement shall be joined to an arbitration involving any other party subject to this Agreement, whether through class arbitration proceedings or otherwise.
SITE POLICIES, MODIFICATION, AND SEVERABILITY
Please review our other policies posted on this site. These policies also govern your visit to Credit Clique. We reserve the right to make changes to our site, policies, and these Conditions of Use at any time. If any of these conditions shall be deemed invalid, void, or for any reason unenforceable, that condition shall be deemed severable and shall not affect the validity and enforceability of any remaining condition. You must accept all the terms of this policy in order to apply for any of our services. If you do not agree, you may not use our website or apply for any of our services. By accepting this policy, you are deemed and have agreed to be bound by these terms.